Centennial Parkside

Full time employees are eligible to enroll into the non-401K benefits on the first of the month after your date of hire!

To Enroll, click "Make Benefits Election".

The health health, dental, and vision benefits are FULLY COVERED by Centennial Parkside!

How to Shop for Health Insurance
How to Find an In-Network Doctor

The health insurance is through Independence Blue Cross (aka Keystone Health Plan East). There are 3 plan options, the HMO Silver Proactive, HMO Gold Proactive, and PPO Silver Secure.

• The PPO Silver Secure:
  • National coverage with a large network.
  • No referrals needed for specialists.
  • Most services have only a copay, while some higher-cost procedures involve a deductible and copay.
  • Excellent value across the country. Required if NOT in the Philadelphia region.
• Proactive Plans (HMO Silver/Gold):
  • Designed for companies in the Philadelphia area.
  • All local Philadelphia Blue Cross hospitals (and most doctors) are in-network but divided into tiers.
  • Costs vary by provider tier, with Tier 2 & 3 being more expensive than Tier 1, especially for costly services like hospitalization and surgery.
  • The Gold plan does NOT have a deductible.
    
    https://www.ibx.com/providerfinder - Your Plan = Keystone HMO Proactive or PPO
    

Free Virtual Doctor Visits & Care
TeleDoc Flyer
Virtual Dermatology
Virtual Therapy
Achieve Well $300 Gift Card
$150 Fitness Center Reimbursement
AblePay Discounts
College Tuition Benefit
Maternity & Family Planning
Addiction Counseling
Diabetes Management
Hypertension Management
Weight Loss Support
Hearing Coverage
MyStrength Emotional Health App
Laser Vision Correction (as of 2022)
Vision Insurance
RX Mail Order Service
Traveling/Away from Home

Medical Claim Form
Vision Claim Form
RX Mail Order Form
HIPAA Authorization Form
Print ID card & Access Explanation of Benefits
How to Find an In-Network Doctor

HMO Proactive Network Tiers
HMO Silver Proactive
PPO Silver Secure
HMO Gold Proactive

Our dental insurance is exceptional! It effectively eliminates network restrictions by reimbursing out-of-network visits at in-network copay and coinsurance rates in almost all cases. However, we encourage using in-network providers whenever possible, as higher in-network usage helps secure better renewal rates for the future.

Dental Benefit Summary & Rates
Dental Benefit Summary Spanish - Coming Soon
Dental Benefits FAQ
Dental Benefits FAQ - Spanish
Dentist Search - PPO / Traditional Network
Where's my ID Card? (Our Group Number is XXXXXXX)
Humana Dental Login / Registration
My Humana Registration Instructions
Humana Dental OUT OF NETWORK Claim Form
Humana Orthodontic Benefit FAQ
Your COBRA Rights

Our insurance is provided through Humana and offers excellent benefits. The vision insurance is especially valuable for those who regularly use glasses or contacts. The pre-tax premiums are likely lower than your annual vision care expenses.

Vision Member Portal / ID Cards - NOTE do not use this site to check the vision network, use the links below.

Vision Benefit Summary & Rates
Vision Benefit Summary - Spanish - Coming Soon
Humana Insight Network
Find an Humana Eye Doctor

Your COBRA Rights

This is a voluntary benefit that requires no employer contribution. Employees sign up for this benefit and pay the premiums directly to Fellow Travelers

Our Disability Insurance is guaranteed issue (for new companies / employees)! You cannot be turned down because of pre-existing conditions. Any pre-existing conditions will NOT be covered for one year, then are eligible for coverage.

Disability Benefit Summary: Coming Soon
Disability Benefit Summary - Spanish: Coming Soon
Disability Benefit Brochure
Disability Rates
Colonial Disability Insurance: 800-325-4368
Make a Disability Claim Online
Make Disability Claim - Paper Form
Disability Maximums for CT, MA, NJ, & WA

This is a voluntary benefit that requires no employer contribution. Employees sign up for this benefit and pay the premiums directly to Fellow Travelers

Our Accident Insurance provides direct payments to you in the event of an accident, regardless of other incurred costs or copays. This ensures you receive financial support even if your expenses are less than the insurance payout from the accident insurance.

Accident Insurance Benefit Summary
Accident Insurance Benefit Summary - Spanish
NEW YORK: Accident Insurance Benefit Summary
NEW YORK: Accident Insurance Benefit Summary - Spanish
Accident Rates
Colonial Accident Insurance: 800-325-4368

Make Accident Insurance Claim - Instructions
Accident Insurance Claim Form
*It is recommended you just take a paper accident claim form with you when getting treatment for accident related events. Even minor events such as a bruise can be considered accidents.

This is a voluntary benefit that requires no employer contribution. Employees sign up for this benefit and pay the premiums directly to Fellow Travelers

The insurance is provided thru Humana and is excellent pricing. Up to $100K of life insurance can be purchased "guaranteed issue".

Life Insurance Coverage Details
Life Insurance Rates
Life Insurance Quote

Sign Up for AblePay Discounts (Use “Fellow Travelers” as your employer to qualify)

AblePay Reduces your Medical Costs! AblePay pre-purchases your medical debt/expenses from healthcare providers in exchange for a discount. Have you ever transfered money from Venmo or PayPal or a bank and there is an “instant transfer” option but at a cost of 1% or a few bucks? It’s like that, but with healthcare. AblePay pre-pays your medical costs in exchange for a discount, which they share with you! If you don’t pay the medical bill, AblePay owns your the debt liability…not the healthcare provider. That’s how they can pass along a discount to you!

From the AblePay website:

AblePay is a unique and innovative program that addresses what many of us are dealing with; how to diffuse the rising costs of deductibles and coinsurance. AblePay is a healthcare consumer company that assists our members by providing discounts, flexible and convenient payment options, and the necessary support if you ever have a question or an issue. The goal is to make navigating the healthcare system as painless as possible.

By assisting our provider partners in reducing expenses and receivable times, we have negotiated a discounted rate in exchange for guaranteed payment immediately after the insurance process is completed. This allows us to pass a portion of these savings, up to 13%, along to our members.

Independence Blue Cross: 800-ASK-BLUE
Find a Blue Cross Doctor
Future Scripts Prescription Drugs: 888-678-7012
Health Coaching: 800-313-8628
Mental Health / Substance Abuse Hotline: 800-688-1911
Humana Dental & Vision: 800-232-2006
Humana Email: sbmarketsupport@humana.com
Colonial Disability & Accident Insurance: 800-325-4368
Fellow Travelers: 267-948-7290

Discounts, Rewards, and Perks
Use CODE: XE2DGV