Circle Compost

You are eligible to enroll into the health insurance after 2 months of full time employment (25 hours per week) and can enroll into the plan on the first day of the following month after the 2 months of initial full time employment.

To Enroll, click "Make Benefits Election".

How to Find an In-Network Doctor

The health insurance is through Independence Blue Cross (aka Keystone Health Plan East). There are 2 plan options, the PPO HSA Bronze & HMO Silver Proactive.

The PPO is best for people who do not reside in the Philadelphia area, do not want referrals, or wish to see very specific medical providers.

For the "Proactive" plans, all the local Blue Cross providers are in-network, but they are divided into tiers with some providers charging more based on their tier. Tier 2 & 3 providers are more expensive than Tier 1 providers. This is especially important for high cost items like hospitalization & outpatient surgery.

https://www.ibx.com/providerfinder - Your Plan:
PPO Bronze HSA = PPO
HMO Silver Proactive = Keystone HMO Proactive

The short term disability insurance is available to you via payroll deduction ("after tax" money). If you become unable to work (i.e. "disabled", maternity is included in that definition), then the short term disability insurance will pay you $X dollars per month once you've been able to not work for 2 weeks.

Each $100 of monthly benefit (i.e. disability payment) will cost between $1.32 per pay period (up to $2.22 if over 50 years old). So if you purchase $1000 of disability coverage per month, then $13.20 will be deducted from your paycheck to pay for those premiums. In exchange for that, IF you are unable to work, you can collect $1000 per month from the insurance company (after a 2 week waiting period).

Free Virtual Doctor Visits & Care
Achieve Well $300 Gift Card
$150 Fitness Center Reimbursement
AblePay Discounts
Financial Well Being - GradFin & College Tuition Benefit
Participating Colleges (as of 2022)
Laser Vision Correction (as of 2022)
Vision Insurance
E-billing
Employer Portal Access
RX Mail Order Service
Traveling/Away from Home

Vision Claim Form
RX Mail Order Form
Medical Claim Form
HIPAA Authorization Form
Print ID card & Access Explanation of Benefits

PPO Bronze HSA
HMO Silver Proactive

SOME disability insurance is provided to you AT NO COST TO YOU through Hartford Insurance! You will be eligible for up to a MAXIMUM of 60% of weekly wages or $300 if you become disabled. You can receive this benefit for up to 25 weeks.

IF you would like more coverage, you can purchase it with minimal underwriting and no medical exams required through Colonial. You can keep this coverage even after leaving employment with Circle Compost.

Colonial Voluntary Disability Insurance Summary & Rates
Colonial Voluntary Disability Insurance Brochure

Employee Payroll Deductions
Dependent Payroll Deductions