Fishtown Montessori

You are eligible to enroll into the health insurance after 2 months of full time employment (40 hours per week) and can enroll into the plan on the first day of the following month after the 2 months of initial full time employment.

To Enroll, click "Make Benefits Election".
How to Find an In-Network Doctor

The health insurance is through Independence Blue Cross (aka Keystone Health Plan East). There are 3 plan options, the HMO Bronze, HMO Silver Proactive, and PPO Silver Secure.

The PPO is best for people who do not reside in the Philadelphia area, do not want referrals, or wish to see very specific medical providers.

For the "Proactive" plans, all the local Blue Cross providers are in-network, but they are divided into tiers with some providers charging more based on their tier. Tier 2 & 3 providers are more expensive than Tier 1 providers. This is especially important for high cost items like hospitalization & outpatient surgery.

For the HMO Bronze, there are no tiers. However, it is a catastrophic plan and will limit medical costs for a large procedure. Do not expect this plan to cover many "day to day" procedures (i.e. common medical procedures that are less than $2000-$5000).

https://www.ibx.com/providerfinder - Your Plan:
HMO Bronze = Keystone HMO
HMO Silver Proactive = Keystone HMO Proactive
PPO Silver Secure = PPO

Instructions How to Navigate the Site:
How to Find an In-Network Doctor

Free Virtual Doctor Visits & Care
Free Virtual Care Video Tutorial
Achieve Well $300 Gift Card
$150 Fitness Center Reimbursement
AblePay Discounts
Financial Well Being - GradFin & College Tuition Benefit
Participating Colleges (as of 2022)
Laser Vision Correction (as of 2022)
Vision Insurance
RX Mail Order Service
Traveling/Away from Home

Vision Claim Form
RX Mail Order Form
Medical Claim Form
HIPAA Authorization Form
Print ID card & Access Explanation of Benefits
How to Find an In-Network Doctor
Life Insurance Beneficiary Form

HMO Bronze
HMO Silver Proactive
PPO Silver Secure

Discounts via the Health Insurance Broker
How to Shop for Health Insurance

Employee Payroll Deductions
Dependent Payroll Deductions