Fellow Travelers Association

Fellow Travelers Pooled Benefit Plans

Group Benefits Paid by Company & Payroll Deductions

Dental Benefits - 2026
Our dental insurance is exceptional! It effectively eliminates network restrictions by reimbursing out-of-network visits at in-network copay and coinsurance rates in almost all cases. However, we encourage using in-network providers whenever possible, as higher in-network usage helps secure better renewal rates for the future.

  • Dental Benefit Summary
  • Dental Benefit Summary Spanish
  • Dental Procedure Cost Estimator
  • Dental Benefits FAQ
  • Dental Benefits FAQ - Spanish
  • Dentist Search - PPO / Traditional Network
  • Where's my ID Card? (Our Group Number is 416619)
  • My Humana Registration Instructions
  • Humana Dental Login / Registration
  • Humana Dental OUT OF NETWORK Claim Form
  • Humana Dental & Vision: 800-232-2006
  • Vision Benefits - 2026
    Our insurance is provided through Humana and offers excellent benefits. The vision insurance is especially valuable for those who regularly use glasses or contacts. The pre-tax premiums are likely lower than your annual vision care expenses.

    This vision insurance can be used on top of the vision benefits with the health insurance. You can be double reimbursed for the same contacts / lenses. You should use the Humana insurance first, then request the reimbursement from health insurance vision benefit after.

  • Vision Member Portal / ID Cards: NOTE do not use this site to check the vision network, use the links below.
  • My Humana Registration Instructions: IF you have multiple coverages with Humana (such as dental & life insurance, click "Coverage Overview" to switch between coverage options.

  • Vision Benefit Summary
  • Vision Benefit Summary - Spanish
  • Humana Vision FAQ
  • Find an Humana Eye Doctor
  • Humana Dental & Vision: 800-232-2006
  • Organization Admin Fees
  • All Companies: $125 one time set up fee
  • Annual Fee: $89 per year
  • Monthly Fee with ACH Auto-Pay: NONE
  • Monthly Fee with No Auto-Pay: 1.2% of dental & vision premiums ($30 max)
  • Disability, Accident, & Life Admin Fee: NONE
  • Health Insurance Admin Fee: NONE
  • Voluntary benefits Paid by Employee

    VOLUNTARY: Disability Insurance: (GUARNTEED ISSUE for New Employees)
    This is a voluntary benefit that requires no employer contribution. Employees sign up for this benefit and pay the premiums directly to Fellow Travelers

    Our Disability Insurance is guaranteed issue (for new companies / employees)! You cannot be turned down because of pre-existing conditions. Any pre-existing conditions will NOT be covered for one year, then are eligible for coverage.

    Disability Benefit Summary - Coming Soon
    Disability Benefit Summary - Spanish - Coming Soon
    Disability Benefit Brochure
    Disability Rates
    Colonial Disability Insurance: 800-325-4368
    Make a Disability Claim Online
    Make Disability Claim - Paper Form
    Disability Maximums for CT, MA, NJ, & WA
    VOLUNTARY: Accident Insurance
    This is a voluntary benefit that requires no employer contribution. Employees sign up for this benefit and pay the premiums directly to Fellow Travelers

    Our Accident Insurance is pays money directly to you in case of an accident occurs, regardless if other copays / costs were incurred or are lower than the Accident insurance payment.

    Accident Insurance Benefit Summary
    Accident Insurance Benefit Summary - Spanish
    NEW YORK: Accident Insurance Benefit Summary
    NEW YORK: Accident Insurance Benefit Summary - Spanish
    Accident Rates
    Colonial Accident Insurance: 800-325-4368

    Make Accident Insurance Claim - Instructions
    Accident Insurance Claim Form
    *It is recommended you just take a paper accident claim form with you when getting treatment for accident related events. Even minor events such as a bruise can be considered accidents.
    VOLUNTARY: Life Insurance
    This is a voluntary benefit that requires no employer contribution. Employees sign up for this benefit and pay the premiums directly to Fellow Travelers

    The insurance is provided thru Humana and is excellent pricing. Up to $100K of life insurance can be purchased "guaranteed issue".

    Life Insurance Coverage Details
    Life Insurance Coverage Details: Spanish
    Life Insurance Rates
    Life Insurance Quote
    Employee Admin Fees
    Each employee will pay premiums directly to Fellow Travelers. For Automatic ACH payments, a $2 per month fee will be added to the insurance invoice payment. For non ACH payments, a $5 per month fee will be added to the invoiced amount.