Fellow Travelers Pooled Benefit Plans
Group Benefits Paid by Company & Payroll Deductions
Dental Benefits - 2026
Our dental insurance is exceptional! It effectively eliminates network restrictions by reimbursing out-of-network visits at in-network copay and coinsurance rates in almost all cases. However, we encourage using in-network providers whenever possible, as higher in-network usage helps secure better renewal rates for the future.
Dental Benefit Summary
Dental Benefit Summary Spanish
Dental Procedure Cost Estimator
Dental Benefits FAQ
Dental Benefits FAQ - Spanish
Dentist Search - PPO / Traditional Network
Where's my ID Card? (Our Group Number is 416619)
My Humana Registration Instructions
Humana Dental Login / Registration
Humana Dental OUT OF NETWORK Claim Form
Humana Dental & Vision: 800-232-2006
Vision Benefits - 2026
Our insurance is provided through Humana and offers excellent benefits. The vision insurance is especially valuable for those who regularly use glasses or contacts. The pre-tax premiums are likely lower than your annual vision care expenses.
This vision insurance can be used on top of the vision benefits with the health insurance. You can be double reimbursed for the same contacts / lenses. You should use the Humana insurance first, then request the reimbursement from health insurance vision benefit after.
Vision Member Portal / ID Cards: NOTE do not use this site to check the vision network, use the links below.
My Humana Registration Instructions: IF you have multiple coverages with Humana (such as dental & life insurance, click "Coverage Overview" to switch between coverage options.
Vision Benefit Summary
Vision Benefit Summary - Spanish
Humana Vision FAQ
Find an Humana Eye Doctor
Humana Dental & Vision: 800-232-2006
This vision insurance can be used on top of the vision benefits with the health insurance. You can be double reimbursed for the same contacts / lenses. You should use the Humana insurance first, then request the reimbursement from health insurance vision benefit after.
Organization Admin Fees
Voluntary benefits Paid by Employee
VOLUNTARY: Disability Insurance: (GUARNTEED ISSUE for New Employees)
This is a voluntary benefit that requires no employer contribution. Employees sign up for this benefit and pay the premiums directly to Fellow Travelers
Our Disability Insurance is guaranteed issue (for new companies / employees)! You cannot be turned down because of pre-existing conditions. Any pre-existing conditions will NOT be covered for one year, then are eligible for coverage.
Disability Benefit Summary - Coming Soon
Disability Benefit Summary - Spanish - Coming Soon
Disability Benefit Brochure
Disability Rates
Colonial Disability Insurance: 800-325-4368
Make a Disability Claim Online
Make Disability Claim - Paper Form
Disability Maximums for CT, MA, NJ, & WA
Our Disability Insurance is guaranteed issue (for new companies / employees)! You cannot be turned down because of pre-existing conditions. Any pre-existing conditions will NOT be covered for one year, then are eligible for coverage.
Disability Benefit Summary - Coming Soon
Disability Benefit Summary - Spanish - Coming Soon
Disability Benefit Brochure
Disability Rates
Colonial Disability Insurance: 800-325-4368
Make a Disability Claim Online
Make Disability Claim - Paper Form
Disability Maximums for CT, MA, NJ, & WA
VOLUNTARY: Accident Insurance
This is a voluntary benefit that requires no employer contribution. Employees sign up for this benefit and pay the premiums directly to Fellow Travelers
Our Accident Insurance is pays money directly to you in case of an accident occurs, regardless if other copays / costs were incurred or are lower than the Accident insurance payment.
Accident Insurance Benefit Summary
Accident Insurance Benefit Summary - Spanish
NEW YORK: Accident Insurance Benefit Summary
NEW YORK: Accident Insurance Benefit Summary - Spanish
Accident Rates
Colonial Accident Insurance: 800-325-4368
Make Accident Insurance Claim - Instructions
Accident Insurance Claim Form
*It is recommended you just take a paper accident claim form with you when getting treatment for accident related events. Even minor events such as a bruise can be considered accidents.
Our Accident Insurance is pays money directly to you in case of an accident occurs, regardless if other copays / costs were incurred or are lower than the Accident insurance payment.
Accident Insurance Benefit Summary
Accident Insurance Benefit Summary - Spanish
NEW YORK: Accident Insurance Benefit Summary
NEW YORK: Accident Insurance Benefit Summary - Spanish
Accident Rates
Colonial Accident Insurance: 800-325-4368
Make Accident Insurance Claim - Instructions
Accident Insurance Claim Form
*It is recommended you just take a paper accident claim form with you when getting treatment for accident related events. Even minor events such as a bruise can be considered accidents.
VOLUNTARY: Life Insurance
This is a voluntary benefit that requires no employer contribution. Employees sign up for this benefit and pay the premiums directly to Fellow Travelers
The insurance is provided thru Humana and is excellent pricing. Up to $100K of life insurance can be purchased "guaranteed issue".
Life Insurance Coverage Details
Life Insurance Coverage Details: Spanish
Life Insurance Rates
Life Insurance Quote
The insurance is provided thru Humana and is excellent pricing. Up to $100K of life insurance can be purchased "guaranteed issue".
Life Insurance Coverage Details
Life Insurance Coverage Details: Spanish
Life Insurance Rates
Life Insurance Quote
Employee Admin Fees
Each employee will pay premiums directly to Fellow Travelers. For Automatic ACH payments, a $2 per month fee will be added to the insurance invoice payment. For non ACH payments, a $5 per month fee will be added to the invoiced amount.
