JA Emilius' Sons, Inc. Benefits: Effective 12/1/2025
Who are you and Why am I here?
Diversified Human Solutions (Matthew Tae) is here to help with back office HR functions like employee benefits and general compliance. Your employer partnered with us to help manage their employee benefit programs. Think of us as an extension of your HR department, who can help with benefits related questions and the taxes/money around those decisions. You can make your benefits elections here on this page by clicking "Make Benefits Elections" and then selecting your plan. Please browse around this page to find out how to print temp ID cards, access benefits info, find in-network providers, learn about your payroll deductions, and a lot more! You can contact us at by clicking the "Schedule Benefits Discussion" button or email service@diversifiedhumansolutions.com if you have any questions.
Health Insurance
Am I Eligible & How Do I Enroll?
You are eligible to enroll into health insurance after 3 months of continuous full time employment (at least 30 hours per week).
To Enroll, click "Make Benefits Election".
To Enroll, click "Make Benefits Election".
What is the Health Insurance?
How to Shop for Health Insurance
How to Find an In-Network Doctor
The health insurance is through Independence Blue Cross (aka Keystone Health Plan East) and is a PLATINUM PPO plan.
How to Find an In-Network Doctor
The health insurance is through Independence Blue Cross (aka Keystone Health Plan East) and is a PLATINUM PPO plan.
- PPO Platinum
- Excellent coverage with low copays for most services (in-network).
- You do not require a primary doctor and can go to any "Blue Cross" provider anywhere in the country.
Health Insurance Benefit Summaries
Other Health Insurance Benefits & Services
Free Virtual Doctor Visits & Care
TeleDoc Flyer
Virtual Dermatology
Virtual Therapy
Achieve Well $300 Gift Card
Discounts & Reimburesments
$150 Fitness Center Reimbursement
AblePay Discounts
College Tuition Benefit
Flu Shot
Maternity & Family Planning
Addiction Counseling
Diabetes Management
Hypertension Management
Weight Loss Support
Hearing Coverage
MyStrength Emotional Health App
Laser Vision Correction (as of 2022)
Vision Insurance
RX Mail Order Service
90 day supply CVS Discount
Specialty RX Discounts
Traveling/Away from Home
TeleDoc Flyer
Virtual Dermatology
Virtual Therapy
Achieve Well $300 Gift Card
Discounts & Reimburesments
$150 Fitness Center Reimbursement
AblePay Discounts
College Tuition Benefit
Flu Shot
Maternity & Family Planning
Addiction Counseling
Diabetes Management
Hypertension Management
Weight Loss Support
Hearing Coverage
MyStrength Emotional Health App
Laser Vision Correction (as of 2022)
Vision Insurance
RX Mail Order Service
90 day supply CVS Discount
Specialty RX Discounts
Traveling/Away from Home
Print ID Cards, EOB's, Claim Forms
Payroll Deductions
Non Health Insurance
401K Plan
The 401(K) plan offered by the Company is provided by American Funds once you meet eligibility requirements. Please refer to the program summary link below for a list of benefits.
See Human Resources Department for plan information.
Dental Benefits: Humana Dental
*Employee premiums are 100% paid for by JA Emilus. Bi-weekly Payroll Deductions:
Employee: $0
Employee + Child(ren): $23.45
Employee + Partner: $13.26
2 Parent Family: $37.29
*Our dental insurance is obtained via the Fellow Travelers Benefits Program. It is a program where multiple employers collaborate to boost purchasing power to obtain better benefits & rates. Your insurance card will have "Fellow Travelers" listed as the employer.
Our dental insurance is exceptional! It effectively eliminates network restrictions by reimbursing out-of-network visits at in-network copay and coinsurance rates in almost all cases. However, we encourage using in-network providers whenever possible, as higher in-network usage helps secure better renewal rates for the future.
Dental Benefit Summary
Dental Benefit Summary Spanish
Dental Procedure Cost Estimator
Dental Benefits FAQ
Dental Benefits FAQ - Spanish
Dentist Search - PPO / Traditional Network
Where's my ID Card? (Our Group Number is 416619)
My Humana Registration Instructions
Humana Dental Login / Registration
Humana Dental OUT OF NETWORK Claim Form
Humana Dental & Vision: 800-232-2006
*Our dental insurance is obtained via the Fellow Travelers Benefits Program. It is a program where multiple employers collaborate to boost purchasing power to obtain better benefits & rates. Your insurance card will have "Fellow Travelers" listed as the employer.
Our dental insurance is exceptional! It effectively eliminates network restrictions by reimbursing out-of-network visits at in-network copay and coinsurance rates in almost all cases. However, we encourage using in-network providers whenever possible, as higher in-network usage helps secure better renewal rates for the future.
Vision Benefits: See Medical Benefit Summary
*Vision benefits are included with the health insurance. Please see health insurance benefit summary for details.
VOLUNTARY: Disability Insurance: (GUARNTEED ISSUE for New Employees)
This is a voluntary benefit. Employees sign up for this benefit and pay the premiums directly to Fellow Travelers
Our Disability Insurance is guaranteed issue (for new companies / employees)! You cannot be turned down because of pre-existing conditions. The coverage will be issued to you, but any pre-existing conditions will NOT be covered for one year. After one year, disability arising from pre-existing conditions are eligible for coverage.
Disability Benefit Summary: Coming Soon
Disability Benefit Summary - Spanish: Coming Soon
Disability Benefit Brochure
Disability Rates
Colonial Disability Insurance: 800-325-4368
Make a Disability Claim Online
Make Disability Claim - Paper Form
Disability Maximums for CT, MA, NJ, & WA
Our Disability Insurance is guaranteed issue (for new companies / employees)! You cannot be turned down because of pre-existing conditions. The coverage will be issued to you, but any pre-existing conditions will NOT be covered for one year. After one year, disability arising from pre-existing conditions are eligible for coverage.
Disability Benefit Summary: Coming Soon
Disability Benefit Summary - Spanish: Coming Soon
Disability Benefit Brochure
Disability Rates
Colonial Disability Insurance: 800-325-4368
Make a Disability Claim Online
Make Disability Claim - Paper Form
Disability Maximums for CT, MA, NJ, & WA
VOLUNTARY: Accident Insurance
This is a voluntary benefit. Employees sign up for this benefit and pay the premiums directly to Fellow Travelers
Our Accident Insurance provides direct payments to you in the event of an accident, regardless of other incurred costs or copays. This ensures you receive financial support even if your expenses are less than the insurance payout from the accident insurance.
Accident Insurance Benefit Summary
Accident Insurance Benefit Summary - Spanish
NEW YORK: Accident Insurance Benefit Summary
NEW YORK: Accident Insurance Benefit Summary - Spanish
Accident Rates
Colonial Accident Insurance: 800-325-4368
Make Accident Insurance Claim - Instructions
Accident Insurance Claim Form
*It is recommended you just take a paper accident claim form with you when getting treatment for accident related events. Even minor events such as a bruise can be considered accidents.
Our Accident Insurance provides direct payments to you in the event of an accident, regardless of other incurred costs or copays. This ensures you receive financial support even if your expenses are less than the insurance payout from the accident insurance.
Accident Insurance Benefit Summary
Accident Insurance Benefit Summary - Spanish
NEW YORK: Accident Insurance Benefit Summary
NEW YORK: Accident Insurance Benefit Summary - Spanish
Accident Rates
Colonial Accident Insurance: 800-325-4368
Make Accident Insurance Claim - Instructions
Accident Insurance Claim Form
*It is recommended you just take a paper accident claim form with you when getting treatment for accident related events. Even minor events such as a bruise can be considered accidents.
Life Insurance (with Voluntary Benefit)
$50,000 of life insurance is provided by the Company thru the Fellow Travelers Benefit Program with Humana once you meet eligibility requirements.
Additional voluntary life insurance is provided thru Humana and has excellent pricing. Up to $100K of life insurance can be purchased "guaranteed issue".
Life Insurance Coverage Details
Life Insurance Rates
Life Insurance Quote
Additional voluntary life insurance is provided thru Humana and has excellent pricing. Up to $100K of life insurance can be purchased "guaranteed issue".
Life Insurance Coverage Details
Life Insurance Rates
Life Insurance Quote
Other Info & Benefits
AblePay Discounts
Sign Up for AblePay Discounts (Use “Fellow Travelers” as your employer to qualify)
AblePay Reduces your Medical Costs! AblePay pre-purchases your medical debt/expenses from healthcare providers in exchange for a discount. AblePay pre-pays your medical costs in exchange for a discount, which they share with you! If you don’t pay the medical bill, AblePay owns your the debt liability…not the healthcare provider. That’s how they can pass along a discount to you!
From the AblePay website:
AblePay is a unique and innovative program that addresses what many of us are dealing with; how to diffuse the rising costs of deductibles and coinsurance. AblePay is a healthcare consumer company that assists our members by providing discounts, flexible and convenient payment options, and the necessary support if you ever have a question or an issue. The goal is to make navigating the healthcare system as painless as possible.
By assisting our provider partners in reducing expenses and receivable times, we have negotiated a discounted rate in exchange for guaranteed payment immediately after the insurance process is completed. This allows us to pass a portion of these savings, up to 13%, along to our members.
AblePay Reduces your Medical Costs! AblePay pre-purchases your medical debt/expenses from healthcare providers in exchange for a discount. AblePay pre-pays your medical costs in exchange for a discount, which they share with you! If you don’t pay the medical bill, AblePay owns your the debt liability…not the healthcare provider. That’s how they can pass along a discount to you!
From the AblePay website:
AblePay is a unique and innovative program that addresses what many of us are dealing with; how to diffuse the rising costs of deductibles and coinsurance. AblePay is a healthcare consumer company that assists our members by providing discounts, flexible and convenient payment options, and the necessary support if you ever have a question or an issue. The goal is to make navigating the healthcare system as painless as possible.
By assisting our provider partners in reducing expenses and receivable times, we have negotiated a discounted rate in exchange for guaranteed payment immediately after the insurance process is completed. This allows us to pass a portion of these savings, up to 13%, along to our members.
Helpful Phone Numbers & Websites
Independence Blue Cross: 800-ASK-BLUE
Find a Blue Cross Doctor
Future Scripts Prescription Drugs: 888-678-7012
Health Coaching: 800-313-8628
Mental Health / Substance Abuse Hotline: 800-688-1911
Humana Dental & Vision: 800-232-2006
Humana Email: sbmarketsupport@humana.com
Diversified Human Solutions: 610-894-6844
Find a Blue Cross Doctor
Future Scripts Prescription Drugs: 888-678-7012
Health Coaching: 800-313-8628
Mental Health / Substance Abuse Hotline: 800-688-1911
Humana Dental & Vision: 800-232-2006
Humana Email: sbmarketsupport@humana.com
Diversified Human Solutions: 610-894-6844
Discounts & Perks
Discounts, Rewards, and Perks
Use CODE: LRFWUO
Use CODE: LRFWUO