FAQ
Am I Eligible & How Do I Enroll?
You are eligible if you have been employed for 12 months and have worked at least 1560 hours during the past 12 months. You are eligible to join the first day of the month following 12 months of full time employment status with JQ Staffing (i.e. 30 hours per week for the past 52 weeks).
To Enroll, click "Make Benefits Election".
To Enroll, click "Make Benefits Election".
What is the Insurance?
The health insurance is through Independence Blue Cross (aka Keystone Health Plan East). There insurance is called the HMO Bronze plan. Primary care doctors visits, specialist visits, telemedicine, therapy, diagnostic/lab services, and generic RX's are accessible before the deductible is met. All other services require the $8500 deductible to be met. Please refer to the benefit summary for more details about what it covers.
https://www.ibx.com/providerfinder - Your Plan = Keystone HMO Instructions How to Navigate the Site:
How to Find an In-Network Doctor
You would apply for individual health insurance coverage via our administrator, Diversified Human Solutions. Then you would pay 9.12% of your previous year’s annual income (as reported in box 1 of your W2 from JQ Staffing) or your estimated future wages based on pay scale, towards the cost of the insurance, prorated on a monthly basis. JQ Staffing’s ICHRA would cover any remainder after your contribution towards the insurance. You can waive and choose not to participate in the ICHRA.
https://www.ibx.com/providerfinder - Your Plan = Keystone HMO Instructions How to Navigate the Site:
How to Find an In-Network Doctor
You would apply for individual health insurance coverage via our administrator, Diversified Human Solutions. Then you would pay 9.12% of your previous year’s annual income (as reported in box 1 of your W2 from JQ Staffing) or your estimated future wages based on pay scale, towards the cost of the insurance, prorated on a monthly basis. JQ Staffing’s ICHRA would cover any remainder after your contribution towards the insurance. You can waive and choose not to participate in the ICHRA.
Benefit Summary & Prices
Benefit Summary & Monthly Price per Person
HMO Bronze Summary
HMO Bronze Monthly Price
You would apply for individual health insurance coverage via our administrator, Diversified Human Solutions. Then you would pay 8.39% of your previous year’s annual income (as reported in box 1 of your W2 from JQ Staffing) towards the cost of the insurance, prorated on a monthly basis (or your estimated wages moving forward based on current pay scale). JQ Staffing’s ICHRA would cover any remainder after your contribution towards the insurance. You can waive and choose not to participate in the ICHRA. Dependents / family members are NOT eligible for the HRA.
HMO Bronze Monthly Price
You would apply for individual health insurance coverage via our administrator, Diversified Human Solutions. Then you would pay 8.39% of your previous year’s annual income (as reported in box 1 of your W2 from JQ Staffing) towards the cost of the insurance, prorated on a monthly basis (or your estimated wages moving forward based on current pay scale). JQ Staffing’s ICHRA would cover any remainder after your contribution towards the insurance. You can waive and choose not to participate in the ICHRA. Dependents / family members are NOT eligible for the HRA.
Example of Monthly Costs