Lucifer

Lucifer Furnaces Benefits

FAQ

Am I Eligible & How Do I Enroll?
You are eligible to enroll into the health & dental insurance after 60 days of full time employment (40 hours per week). You can be enrolled on the first day of the following month after 60 days.

To Enroll, click "Make Benefits Election".

How to Find an In-Network Doctor

You will automatically enrolled into the life & disability insurance after 6 months of employment.
What is the Health Insurance?
The health insurance is through Independence Blue Cross (aka Keystone Health Plan East). The plan's name is the HMO Silver Proactive plan.

With the "Proactive" plans, all the local Blue Cross providers are in-network, but they are divided into tiers with some providers charging more based on their tier. Tier 2 & 3 providers are more expensive than Tier 1 providers. This is especially important for high cost items like hospitalization & outpatient surgery.

https://www.ibx.com/providerfinder - Your Plan = Keystone HMO Proactive Instructions How to Navigate the Site:
How to Find an In-Network Doctor
Benefit Summary & Rates
HMO Silver Proactive
HMO Silver Proactive Rates

Lucifer Furances will subsidize the cost of your insurance. Please contact HR for exact amounts and what your payroll deductions will be.
Helpful Phone Numbers
FREE therapy sessions: 800-451-1834
Independence Blue Cross: 800-ASK-BLUE
Future Scripts Prescription Drugs: 888-678-7012
Health Coaching: 800-313-8628
Mental Health / Substance Abuse Hotline: 800-688-1911
Diversified Human Solutions: 267-948-7290

Other Benefits & Perks

Life & Disability Insurance
All full time employees receive short term disability & life insurance automatically after 90 days of employment.

  • Short Term Disability: $250 per week paid for up to 6 months.
  • Life Insurance: $15,000 death benefit
  • Employee Assistance Program
    The Employee Assistance Program is through All One. Please refer to the Program Summary Link below for a list of services. The most frequently used are free therapy sessions. You have up to 3 free sessions per year, at no cost to you!

    Employee Assistance Program Summary
    Employee Assistance Program Instructions
    AblePay Discounts
    Sign Up for AblePay Discounts (Use “Diversified Human Solutions” as your employer to qualify)

    AblePay Reduces your Medical Costs! AblePay pre-purchases your medical debt/expenses from healthcare providers in exchange for a discount. Have you ever transfered money from Venmo or PayPal or a bank and there is an “instant transfer” option but at a cost of 1% or a few bucks? It’s like that, but with healthcare. AblePay pre-pays your medical costs in exchange for a discount, which they share with you! If you don’t pay the medical bill, AblePay owns your the debt liability…not the healthcare provider. That’s how they can pass along a discount to you!

    From the AblePay website:

    AblePay is a unique and innovative program that addresses what many of us are dealing with; how to diffuse the rising costs of deductibles and coinsurance. AblePay is a healthcare consumer company that assists our members by providing discounts, flexible and convenient payment options, and the necessary support if you ever have a question or an issue. The goal is to make navigating the healthcare system as painless as possible.

    By assisting our provider partners in reducing expenses and receivable times, we have negotiated a discounted rate in exchange for guaranteed payment immediately after the insurance process is completed. This allows us to pass a portion of these savings, up to 13%, along to our members.
    Helpful Phone Numbers & Websites
    FREE therapy sessions: 800-451-1834
    Independence Blue Cross: 800-ASK-BLUE
    Future Scripts Prescription Drugs: 888-678-7012
    Health Coaching: 800-313-8628
    Mental Health / Substance Abuse Hotline: 800-688-1911
    Diversified Human Solutions: 267-948-7290