FT – MCC Solutions

You are eligible to enroll into the health & dental insurance after 3 months of full time employment!

To Enroll, click "Make Benefits Election".

MCC Solutions will pay for a flat $275 (employee) / $550 (employee + dependent) per month towards your health insurance. You will pay for the remainder via "above the line" pre-tax payroll deduction.

How to Shop for Health Insurance
How to Find an In-Network Doctor

The health insurance is through Independence Blue Cross and is called PPO Silver Secure.

• The PPO Silver Secure:
  • National coverage with a large network.
  • No referrals needed for specialists.
  • Most services have only a copay, while some higher-cost procedures involve a deductible and copay.
  • Excellent value across the country. Required if NOT in the Philadelphia region.
  https://www.ibx.com/providerfinder - Your Plan = PPO
  

Free Virtual Doctor Visits & Care
TeleDoc Flyer
Virtual Dermatology
Virtual Therapy
Achieve Well $300 Gift Card
Discounts & Reimburesments
$150 Fitness Center Reimbursement
AblePay Discounts
College Tuition Benefit
Flu Shot
Maternity & Family Planning
Addiction Counseling
Diabetes Management
Hypertension Management
Weight Loss Support
Hearing Coverage
MyStrength Emotional Health App
Laser Vision Correction (as of 2022)
Vision Insurance
RX Mail Order Service
90 day supply CVS Discount
Specialty RX Discounts
Traveling/Away from Home

Print ID card & Access Explanation of Benefits
Medical Claim Form
Vision Claim Form
RX Mail Order Form
HIPAA Authorization Form
How to Find an In-Network Doctor

You are eligible to enroll into the 401K plan after 1 year of employment with 1000 hours of service during the previous year.

The plan is a "Pooled Employer Plan" sponsored by Fellow Travelers. The 401K plan is "shared" by many companies to keep costs & fees low.

IF YOU DO NOT or HAVE NOT made an election. You will automatically be enrolled (into a target date fund) if you are eligible with a 3% salary deferral if you do not make an election. This election will INCREASE by 1% each year unless you make an election.

The company will match the first 4% of your 401K salary deferrals, dollar for dollar.

You can get more information about the Fellow Travelers 401K plan HERE.

Employee Election Form
Participant FAQ
Fund Options
Educational Flyer: Investing at Market Peaks

MEMBER LOGIN: Already Enrolled in 401K

Your Bi-weekly Payroll Deductions:

Employee: $13.27

Employee + Partner: $26.53

Employee + Child(ren): $36.72

2 Parent Family: $50.56

Our dental insurance is exceptional! It effectively eliminates network restrictions by reimbursing out-of-network visits at in-network copay and coinsurance rates in almost all cases. However, we encourage using in-network providers whenever possible, as higher in-network usage helps secure better renewal rates for the future.

Dental Benefit Summary

Dental Benefit Summary Spanish

Dental Procedure Cost Estimator

Dental Benefits FAQ

Dental Benefits FAQ - Spanish

Dentist Search - PPO / Traditional Network

Where's my ID Card? (Our Group Number is 416619)

My Humana Registration Instructions

Humana Dental Login / Registration

Humana Dental OUT OF NETWORK Claim Form

Humana Dental & Vision: 800-232-2006 (Weekdays only)

Your Bi-weekly Payroll Deductions:

Employee: $2.79

Employee + Child(ren): $5.30

Employee + Partner: $5.58

2 Parent Family: $8.33

Our insurance is provided through Humana and offers excellent benefits. The vision insurance is especially valuable for those who regularly use glasses or contacts. The pre-tax premiums are likely lower than your annual vision care expenses.

Vision Member Portal / ID Cards - NOTE do not use this site to check the vision network, use the links below.

Vision Benefit Summary

Vision Benefit Summary - Spanish

Humana Vision FAQ

Find an Humana Eye Doctor

Humana Dental & Vision: 800-232-2006

This is a voluntary benefit that requires no employer contribution. Employees sign up for this benefit and pay the premiums directly to Fellow Travelers

The insurance is provided thru Humana and is excellent pricing. Up to $100K of life insurance can be purchased "guaranteed issue".

Life Insurance Coverage Details
Life Insurance Rates
Life Insurance Quote

Sign Up for AblePay Discounts (Use “Fellow Travelers” as your employer to qualify)

AblePay Reduces your Medical Costs! AblePay pre-purchases your medical debt/expenses from healthcare providers in exchange for a discount. Have you ever transfered money from Venmo or PayPal or a bank and there is an “instant transfer” option but at a cost of 1% or a few bucks? It’s like that, but with healthcare. AblePay pre-pays your medical costs in exchange for a discount, which they share with you! If you don’t pay the medical bill, AblePay owns your the debt liability…not the healthcare provider. That’s how they can pass along a discount to you!

From the AblePay website:

AblePay is a unique and innovative program that addresses what many of us are dealing with; how to diffuse the rising costs of deductibles and coinsurance. AblePay is a healthcare consumer company that assists our members by providing discounts, flexible and convenient payment options, and the necessary support if you ever have a question or an issue. The goal is to make navigating the healthcare system as painless as possible.

By assisting our provider partners in reducing expenses and receivable times, we have negotiated a discounted rate in exchange for guaranteed payment immediately after the insurance process is completed. This allows us to pass a portion of these savings, up to 13%, along to our members.

Independence Blue Cross: 800-ASK-BLUE
Humana Dental & Vision: 800-232-2006
Humana Email: sbmarketsupport@humana.com
Colonial Disability & Accident Insurance: 800-325-4368
Fellow Travelers: 267-948-7290

Discounts, Rewards, and Perks
Use CODE: XE2DGV