Mintt Global

FAQ

Am I Eligible & How Do I Enroll?
You are eligible if you have been employed for 12 months and have worked at least 1560 hours during the past 12 months. You are eligible to join the first day of the month following 12 months of full time employment status with Flagship One Inc (i.e. 30 hours per week for the past 52 weeks).

To Enroll, click "Make Benefits Election".
What is the ICHRA Health Plan & How does the Process Work?
Mintt Inc is implementing an Individual Coverage HRA plan. This is a company health insurance plan that will reimburse you for health insurance you purchase yourself via healthcare.gov or other Affordable Care Act qualified health insurance.

You would purchase the insurance yourself, then receive additional money in your paycheck to help cover the cost of the health insurance.

The process works like this:
1. You sign up for insurance. Matthew Tae from Diversified Human Solutions will be available to help you sign up for health insurance. Click the "Schedule Benefits Discussion" button on this page.
2. Click “Make Benefits Election” and complete the online form.
3. Each month after paying your health insurance premium, you would Upload / Send proof of insurance to our Plan Administrator or via this website: https://quickonboarding.com/mintt - click the “Upload Proof of Insurance” button and upload your proof of PAYMENT for your health insurance
a. You can also send it in via email to Mintt Global HR or to service@diversifiedhumansolutions.com
b. Please contact us if you require an alternative way to provide proof of insurance
4. One the proof of insurance has been reviewed and accepted, you will receive reimbursement for that month’s health insurance in your paycheck. YOU MUST REPEAT THIS PROCESS EVERY MONTH.
5. The amount of reimbursement will be any amount OVER 8.39% of your annual pay, for the estimated annual cost of the health insurance, for 2024. That amount will adjust each year as mandated by the Federal government.
a. For example. If you make $60,000 per year. And your health insurance costs $500 per month (premiums for dependents are NOT included / eligible for reimbursement). Then you pay the first $5,034 of the health insurance (i.e. 8.39% of your annual pay). The company would cover the amount above that. In this example, you would pay $5034 and the company would pay $966 towards the cost of the health insurance.

Benefits & Prices

Benefit Summary & Monthly Price per Person
Federal Health Insurance Marketplace

Please refer to the Marketplace for available health insurance options. You are NOT eligible for health insurance subsidies and / or tax credits at any time IF you are eligible for the Mintt ICHRA.

You would apply for individual health insurance coverage, then contact our administrator, Diversified Human Solutions. Then you would pay the insurance premiums yourself directly to the health insurance company. After paying the insurance company, you would provide proof of payment to Diversified Human Solutions, and Mintt Global would reimburse you accordingly towards the insurance. You can waive and choose not to participate in the ICHRA. However, you would still NOT BE ELIGIBLE for health insurance subsidies / tax credits.
Example of Monthly Costs
For example purposes only: If you make $60,000 per year. And your health insurance costs $500 per month (premiums for dependents are NOT included / eligible for reimbursement). Then you pay the first $5,034 of the health insurance (i.e. 8.39% of your annual pay). The company would cover the amount above that. In this example, you would pay $5034 and the company would pay $966 towards the cost of the health insurance.