Roofmeadow Services Benefits - Effective 1/1/2026
Who are you and Why am I here?
Diversified Human Solutions (Matthew Tae) is here to help with back office HR functions like employee benefits and general compliance. Your employer partnered with us to help manage their employee benefit programs. Think of us as an extension of your HR department, who can help with benefits related questions and the taxes/money around those decisions. You can make your benefits elections here on this page by clicking "Make Benefits Elections" and then selecting your plan. Please browse around this page to find out how to print temp ID cards, access benefits info, find in-network providers, learn about your payroll deductions, and a lot more! You can contact us at by clicking the "Schedule Benefits Discussion" button or email service@diversifiedhumansolutions.com if you have any questions.
Health Insurance
Am I Eligible & How Do I Enroll
You are eligible to enroll into the health insurance after 3 months of full time employment (40 hours per week). You will pay for the insurance from payroll deductions, but it will be pre-tax!
Power of Pre-Tax Deductions
To Enroll, click "Make Benefits Election".
Power of Pre-Tax Deductions
To Enroll, click "Make Benefits Election".
What is the Health Insurance?
How to Shop for Health Insurance
The health insurance is through United Healthcare. There are 5 plan options. The lowest cost option is an H.S.A. plan that will cover catastrophic events. The next 2 plans have a deductible then a coinsurance (for less frequent medical items). The "Surest" plans have no deductible, but have varying copays depending on which provider you go to see. Below is a brief description, more detailed information can be found in the "Health Insurance Benefit Summaries" section of this page.
The health insurance is through United Healthcare. There are 5 plan options. The lowest cost option is an H.S.A. plan that will cover catastrophic events. The next 2 plans have a deductible then a coinsurance (for less frequent medical items). The "Surest" plans have no deductible, but have varying copays depending on which provider you go to see. Below is a brief description, more detailed information can be found in the "Health Insurance Benefit Summaries" section of this page.
- NavHE5000i70: A high deducitble plan (that is HSA eligible) that will limit your medical costs to a maximum of $7000 per year. This is an HMO style plan so you must stay IN-Network.
- E1000i80LXES21B: This plan does NOT require referrals, has a lower deductible, coinsurance, and out of pocket maximum. It has a $1000 deductible with doctors, specialists, urgent care, and RX covered BEFORE the deductible. There is no out of network benefit so you must stay IN-Network. This plan limits your IN NETWORK medical costs to $4500 per year.
- P2000i80LXES21B: A PPO plan with a $2000 deductible with doctors, specialists, urgent care, and RX covered BEFORE the deductible. No referrals are required and there is an out of network benefit. This plan limits your IN NETWORK medical costs to $5000 per year.
- Surest 7000: A PPO plan that has no deductible, but a copay range that varies depending upon which provider / facility you go to. No referrals are required and there is an out of network benefit. This plan limits your IN NETWORK medical costs to $7000 per year. You can explore provider costs HERE.
Instruction how to navigate the website: VIDEO INSTRUCTIONS
- Surest 3000: Similar to the Surest 7000 plan but with much lower copays. No referrals are required and there is an out of network benefit. This plan limits your IN NETWORK medical costs to $3000 per year. You can explore provider costs HERE.
Instruction how to navigate the website: VIDEO INSTRUCTIONS
Health Insurance Benefit Summaries
- NavHE5000i70ES
- E1000i80LXES21B
- P2000i80LXES21B
- Surest 7000
- Surest 3000
- VIDEO INSTRUCTIONS how to navigate Surest copay prices
Health Savings Accounts
HSA Tax Savings
How to Open a Health Savings Account
NOTE: ONLY Option 1: NavHE5000i70ES is compatible with a Health Savings Account. NO OTHER PLAN OPTIONS are HSA eligible.
How to Open a Health Savings Account
NOTE: ONLY Option 1: NavHE5000i70ES is compatible with a Health Savings Account. NO OTHER PLAN OPTIONS are HSA eligible.
Payroll Deductions
Other Health Insurance Benefits & Services
Print ID Cards, EOB's, Claim Forms
Contact Info
United Healthcare: 866-801-4409
Humana Dental & Vision: 800-232-2006
Humana Email: sbmarketsupport@humana.com
Diversified Human Solutions: 267-948-7290
Humana Dental & Vision: 800-232-2006
Humana Email: sbmarketsupport@humana.com
Diversified Human Solutions: 267-948-7290
Non Health Insurance
401K Retirement Plan
You can enroll in the 401K plan after one year of employment with 1,000 hours of service during the previous year. Your enrollment into the 401k Plan will begin on the first of the month following a valid election.
The company will match the first 3% of your 401K salary deferrals dollar for dollar. The next 2% is matched at a rate of 50 cents on the dollar.
You can withdraw your 401k money if you need it. Please refer to "Hardship Withdraw Form" below.
401k Plan Advisor: Drew Bilotta (Phone: 610-293-7276) (Email: drew.bilotta@raymondjames.com). CONTACT Drew with any 401k plan related questions.
401K Portal Login (Contract ID: 156864)
Portal Registration Instructions
Plan Website: Contract Number 156864 | Access Number 038592
401K Election Form
401K Fund Summaries
401K FAQ
Hardship Withdraw Form
Summary Plan Description
Notice of Fees & Expenses
Annual Notice
Qualified Default Investment Notice
Auto Enroll Notice
The company will match the first 3% of your 401K salary deferrals dollar for dollar. The next 2% is matched at a rate of 50 cents on the dollar.
You can withdraw your 401k money if you need it. Please refer to "Hardship Withdraw Form" below.
Dental Benefits: Humana Dental
Your Weekly Payroll Deductions:
Employee: $3.32
Employee + Partner: $9.95
Employee + Child(ren): $15.04
2 Parent Family: $21.96
*Our dental insurance is obtained through the Fellow Travelers Benefits Program. This is a program in which multiple employers collaborate to increase purchasing power and obtain better benefits and rates. Your insurance card will have "Fellow Travelers" listed as the employer.
Our dental insurance is exceptional! It effectively eliminates network restrictions by reimbursing out-of-network visits at in-network copay and coinsurance rates in almost all cases. However, we encourage using in-network providers whenever possible, as higher in-network usage helps secure better renewal rates for the future.
Dental Benefit Summary
Dental Benefit Summary Spanish
Dental Procedure Cost Estimator
Dental Benefits FAQ
Dental Benefits FAQ - Spanish
Dentist Search - PPO / Traditional Network
Where's my ID Card? (Our Group Number is 416619)
My Humana Registration Instructions
Humana Dental Login / Registration
Humana Dental OUT OF NETWORK Claim Form
Humana Dental & Vision: 800-232-2006 (Weekdays only)
*Our dental insurance is obtained through the Fellow Travelers Benefits Program. This is a program in which multiple employers collaborate to increase purchasing power and obtain better benefits and rates. Your insurance card will have "Fellow Travelers" listed as the employer.
Our dental insurance is exceptional! It effectively eliminates network restrictions by reimbursing out-of-network visits at in-network copay and coinsurance rates in almost all cases. However, we encourage using in-network providers whenever possible, as higher in-network usage helps secure better renewal rates for the future.
Vision Benefits: Humana Vision
Your Weekly Payroll Deductions:
Employee: $1.39
Employee + Child(ren): $2.65
Employee + Partner: $2.79
2 Parent Family: $4.17
Our insurance is provided through Humana and offers excellent benefits. The vision insurance is especially valuable for those who regularly use glasses or contacts. The pre-tax premiums are likely lower than your annual vision care expenses.
Vision Member Portal / ID Cards - NOTE do not use this site to check the vision network, use the links below.
Vision Benefit Summary
Vision Benefit Summary - Spanish
Humana Vision FAQ
Find an Humana Eye Doctor
Humana Dental & Vision: 800-232-2006
Your COBRA Rights
Our insurance is provided through Humana and offers excellent benefits. The vision insurance is especially valuable for those who regularly use glasses or contacts. The pre-tax premiums are likely lower than your annual vision care expenses.
Vision Member Portal / ID Cards - NOTE do not use this site to check the vision network, use the links below.
Your COBRA Rights
VOLUNTARY: Life Insurance
This is a voluntary benefit that requires no employer contribution. Employees sign up for this benefit and pay the premiums directly to Fellow Travelers
The insurance is provided thru Humana and is excellent pricing. Up to $100K of life insurance can be purchased "guaranteed issue".
Life Insurance Coverage Details
Life Insurance Rates
Life Insurance Quote
The insurance is provided thru Humana and is excellent pricing. Up to $100K of life insurance can be purchased "guaranteed issue".
Life Insurance Coverage Details
Life Insurance Rates
Life Insurance Quote
Other Perks / Benefits
AblePay Discounts
Sign Up for AblePay Discounts
AblePay Reduces your Medical Costs! AblePay pre-purchases your medical debt/expenses from healthcare providers in exchange for a discount. AblePay pre-pays your medical costs in exchange for a discount, which they share with you! If you don’t pay the medical bill, AblePay owns your the debt liability…not the healthcare provider. That’s how they can pass along a discount to you!
From the AblePay website:
AblePay is a unique and innovative program that addresses what many of us are dealing with; how to diffuse the rising costs of deductibles and coinsurance. AblePay is a healthcare consumer company that assists our members by providing discounts, flexible and convenient payment options, and the necessary support if you ever have a question or an issue. The goal is to make navigating the healthcare system as painless as possible.
By assisting our provider partners in reducing expenses and receivable times, we have negotiated a discounted rate in exchange for guaranteed payment immediately after the insurance process is completed. This allows us to pass a portion of these savings, up to 13%, along to our members.
AblePay Reduces your Medical Costs! AblePay pre-purchases your medical debt/expenses from healthcare providers in exchange for a discount. AblePay pre-pays your medical costs in exchange for a discount, which they share with you! If you don’t pay the medical bill, AblePay owns your the debt liability…not the healthcare provider. That’s how they can pass along a discount to you!
From the AblePay website:
AblePay is a unique and innovative program that addresses what many of us are dealing with; how to diffuse the rising costs of deductibles and coinsurance. AblePay is a healthcare consumer company that assists our members by providing discounts, flexible and convenient payment options, and the necessary support if you ever have a question or an issue. The goal is to make navigating the healthcare system as painless as possible.
By assisting our provider partners in reducing expenses and receivable times, we have negotiated a discounted rate in exchange for guaranteed payment immediately after the insurance process is completed. This allows us to pass a portion of these savings, up to 13%, along to our members.
Helpful Phone Numbers & Websites
United Healthcare: 1-866-801-4409
Humana Dental & Vision: 800-232-2006
Humana Email: sbmarketsupport@humana.com
Colonial Disability & Accident Insurance: 800-325-4368
Diversified Human Solutions: 267-948-7290
Humana Dental & Vision: 800-232-2006
Humana Email: sbmarketsupport@humana.com
Colonial Disability & Accident Insurance: 800-325-4368
Diversified Human Solutions: 267-948-7290
Discounts & Perks
Discounts, Rewards, and Perks
Use CODE: LRFWUO
Use CODE: LRFWUO
Request PTO or Time Clock Change