Industrial Commons: Benefits as of 4/1/2026
Who are You and Why am I here?
Diversified Human Solutions (Matthew Tae) is here to help with back office HR functions like employee benefits and general compliance. Your employer partnered with us to help manage their employee benefit programs. Think of us as an extension of your HR department, who can help with benefits related questions and the taxes/money around those decisions. You can make your benefits elections here on this page by clicking "Make Benefits Elections" and then selecting your plan. Please browse around this page to find out how to print temp ID cards, access benefits info, find in-network providers, learn about your payroll deductions, and a lot more! You can contact us at by clicking the "Schedule Benefits Discussion" button or email service@diversifiedhumansolutions.com if you have any questions.
Health Insurance
Am I Eligible & How Do I Enroll?
You are eligible to enroll into the health insurance on the first of the month following your date of hire IF you work full time (40 hours per week).
To Enroll, click "Make Benefits Election".
To Enroll, click "Make Benefits Election".
What is the Health Insurance?
The health insurance is through United Healthcare and is an open access plan that does not require a primary care physician or referrals. There is also dental & vision insurance available as well through the US Federation of Worker Cooperatives Benefit Association.
The health insurance requires a deductible be met for less common services. Doctor visits, prescription drugs, & urgent care visits are covered BEFORE the deductible met and is only a copay. Higher cost but less frequent events such as hospitalizations, MRI, and outpatient surgeries require the deductible be met before the insurance covers some of the costs. These items have an asterisk on the Benefit Summary (Category Below).
PLEASE REMEMBER TO ENROLL INTO THE CARE CASH PROGRAM! It's free money that can be used to pay for medical expenses.
The dental insurance & vision insurance are both PPO's and easy to use.
The health insurance requires a deductible be met for less common services. Doctor visits, prescription drugs, & urgent care visits are covered BEFORE the deductible met and is only a copay. Higher cost but less frequent events such as hospitalizations, MRI, and outpatient surgeries require the deductible be met before the insurance covers some of the costs. These items have an asterisk on the Benefit Summary (Category Below).
PLEASE REMEMBER TO ENROLL INTO THE CARE CASH PROGRAM! It's free money that can be used to pay for medical expenses.
The dental insurance & vision insurance are both PPO's and easy to use.
Health Insurance Benefit Summary
Claim Forms, ID Cards, EOB's
Other Benefits & Services
Non Health Insuranec Benefits
Dental & Vision Benefits: Through US Federation of Worker Cooperatives
We participate in the US Federation of Worker Cooperatives aggregated Dental & Vision Plan. Please contact HR or the US Federation directly for more info: benefits@usworker.coop
Our Dental Insurance is fantastic! There is virtually no network because if you see an out of network provider, the dental plan will reimburse the out of network visit at in-network benefit copays / coinsurance! Only in very rare situations would that not be the case (VERY RARE).
Our Vision Insurance is a "no-brainer" if you use contacts / glasses consistently. If the premiums are less than your annual costs for vision care, this plan is worth enrolling into.
Information Change for Dental / Vision
Provide SSN / ITIN
USFWC Vision and Dental Overview
Dental Insurance Benefit Summary
Download Dental Insurance Card
Vision Insurance Benefit Summary
Download Vision Insurance Card
Our Dental Insurance is fantastic! There is virtually no network because if you see an out of network provider, the dental plan will reimburse the out of network visit at in-network benefit copays / coinsurance! Only in very rare situations would that not be the case (VERY RARE).
Our Vision Insurance is a "no-brainer" if you use contacts / glasses consistently. If the premiums are less than your annual costs for vision care, this plan is worth enrolling into.
Disability & Accident Insurance
Please contact Human Resources if interested in disability or accident insurance.
Payroll Deductions & Other Perks
Payroll Deductions
TIC pays for 80% of employee health insurance premiums!
2026 Insurance Payroll Deductions
2025 Insurance Payroll Deductions
2026 Insurance Payroll Deductions
2025 Insurance Payroll Deductions
Discounts & Perks
Discounts, Rewards, and Perks
Use CODE: MWP4XK
Use CODE: MWP4XK