Viridian Landscape Studio Benefits
FAQ
Am I Eligible & How Do I Enroll?
You are eligible to enroll into the health insurance after 3 months of full time employment (40 hours per week).
To Enroll, click "Make Benefits Election".
How to Find an In-Network Doctor
To Enroll, click "Make Benefits Election".
How to Find an In-Network Doctor
What is the Insurance?
The health insurance is through Independence Blue Cross (aka Keystone Health Plan East). There are 2 insurance options, the HMO Gold Preferred and the PPO Silver H.S.A. 3700.
The HMO Gold requires you to choose a primary care doctor who you'll get referrals from. Medical procedures must be done in the Philadelphia area, AND you'll pay a fixed co-pay per procedure you have done.
The PPO Silver H.S.A. 3700 covers nothing before the $3700 deductible. After that, all "medically necessary" procedures are covered in full. You do not require a primary doctor AND you can go to any "Blue Cross" provider anywhere in the country. You can also open up a href="https://www.healthcare.gov/glossary/health-savings-account-hsa/" target="_blank">health savings account.
https://www.ibx.com/providerfinder - Your Plan = HMO or PPO Instructions How to Navigate the Site:
How to Find an In-Network Doctor
The HMO Gold requires you to choose a primary care doctor who you'll get referrals from. Medical procedures must be done in the Philadelphia area, AND you'll pay a fixed co-pay per procedure you have done.
The PPO Silver H.S.A. 3700 covers nothing before the $3700 deductible. After that, all "medically necessary" procedures are covered in full. You do not require a primary doctor AND you can go to any "Blue Cross" provider anywhere in the country. You can also open up a href="https://www.healthcare.gov/glossary/health-savings-account-hsa/" target="_blank">health savings account.
https://www.ibx.com/providerfinder - Your Plan = HMO or PPO Instructions How to Navigate the Site:
How to Find an In-Network Doctor
How to Shop for Health Insurance
Health Insurance Benefit Summaries
Other Health Insurance Benefits & Services
Free Virtual Doctor Visits & Care
Achieve Well $300 Gift Card
$150 Fitness Center Reimbursement
AblePay Discounts
Financial Well Being - GradFin & College Tuition Benefit
Participating Colleges (as of 2022)
Laser Vision Correction (as of 2022)
Vision Insurance
E-billing
Employer Portal Access
RX Mail Order Service
Traveling/Away from Home
Achieve Well $300 Gift Card
$150 Fitness Center Reimbursement
AblePay Discounts
Financial Well Being - GradFin & College Tuition Benefit
Participating Colleges (as of 2022)
Laser Vision Correction (as of 2022)
Vision Insurance
E-billing
Employer Portal Access
RX Mail Order Service
Traveling/Away from Home
Health Insurance Claim Forms, ID Cards, EOB's
401K Plan
401K Plan
You are eligible to enroll into the 401K plan after 1 year of employment with 1000 hours of service during the previous year.
The plan is a "Pooled Employer Plan" sponsored by Fellow Travelers in, a Professional Employer Organization (PEO). The 401K plan is "shared" by many companies to keep costs & fees low.
You will automatically be enrolled (into a target date fund) if you are eligible with a 2% salary deferral if you do not make an election.
The company will match the first 4% of your 401K salary deferrals, dollar for dollar.
You can get more information about the Fellow Travelers 401K plan HERE.
You can enroll into the plan / check your account using these instructions Online Enrollment Guide.
The plan is a "Pooled Employer Plan" sponsored by Fellow Travelers in, a Professional Employer Organization (PEO). The 401K plan is "shared" by many companies to keep costs & fees low.
You will automatically be enrolled (into a target date fund) if you are eligible with a 2% salary deferral if you do not make an election.
The company will match the first 4% of your 401K salary deferrals, dollar for dollar.
You can get more information about the Fellow Travelers 401K plan HERE.
You can enroll into the plan / check your account using these instructions Online Enrollment Guide.
Other Benefits
AblePay Discounts
Sign Up for AblePay Discounts
AblePay Reduces your Medical Costs! AblePay pre-purchases your medical debt/expenses from healthcare providers in exchange for a discount. Have you ever transfered money from Venmo or PayPal or a bank and there is an “instant transfer” option but at a cost of 1% or a few bucks? It’s like that, but with healthcare. AblePay pre-pays your medical costs in exchange for a discount, which they share with you! If you don’t pay the medical bill, AblePay owns your the debt liability…not the healthcare provider. That’s how they can pass along a discount to you!
From the AblePay website:
AblePay is a unique and innovative program that addresses what many of us are dealing with; how to diffuse the rising costs of deductibles and coinsurance. AblePay is a healthcare consumer company that assists our members by providing discounts, flexible and convenient payment options, and the necessary support if you ever have a question or an issue. The goal is to make navigating the healthcare system as painless as possible.
By assisting our provider partners in reducing expenses and receivable times, we have negotiated a discounted rate in exchange for guaranteed payment immediately after the insurance process is completed. This allows us to pass a portion of these savings, up to 13%, along to our members.
AblePay Reduces your Medical Costs! AblePay pre-purchases your medical debt/expenses from healthcare providers in exchange for a discount. Have you ever transfered money from Venmo or PayPal or a bank and there is an “instant transfer” option but at a cost of 1% or a few bucks? It’s like that, but with healthcare. AblePay pre-pays your medical costs in exchange for a discount, which they share with you! If you don’t pay the medical bill, AblePay owns your the debt liability…not the healthcare provider. That’s how they can pass along a discount to you!
From the AblePay website:
AblePay is a unique and innovative program that addresses what many of us are dealing with; how to diffuse the rising costs of deductibles and coinsurance. AblePay is a healthcare consumer company that assists our members by providing discounts, flexible and convenient payment options, and the necessary support if you ever have a question or an issue. The goal is to make navigating the healthcare system as painless as possible.
By assisting our provider partners in reducing expenses and receivable times, we have negotiated a discounted rate in exchange for guaranteed payment immediately after the insurance process is completed. This allows us to pass a portion of these savings, up to 13%, along to our members.
Helpful Phone Numbers & Websites
Independence Blue Cross: 800-ASK-BLUE
Find a Blue Cross Doctor
Future Scripts Prescription Drugs: 888-678-7012
Health Coaching: 800-313-8628
Mental Health / Substance Abuse Hotline: 800-688-1911
Diversified Human Solutions: 267-948-7290
Find a Blue Cross Doctor
Future Scripts Prescription Drugs: 888-678-7012
Health Coaching: 800-313-8628
Mental Health / Substance Abuse Hotline: 800-688-1911
Diversified Human Solutions: 267-948-7290